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As traditional mortgage lending tightens across Ontario, a once overlooked financing tool is making a resurgence, the Vendor Take Back mortgage. Whether you’re a seller looking to unlock more value from your property or a buyer struggling to meet bank requirements, VTBs offer a flexible, mutually beneficial alternative. But they’re not without risks. Let’s explore what VTBs are, who benefits, what to watch out for, and how to decide if this strategy is right for you. What Is

Hi All Home sales in the Greater Toronto Area (GTA) rose in September as buyers took advantage of lower mortgage costs following the Bank of Canada’s rate cut. While activity picked up, prices continued to adjust downward as buyers remained price sensitive. Highlights: Sales up 8.5% year over year, with 5,592 homes sold through TRREB’s MLS® System. New listings increased 4% to 19,260, giving buyers plenty of choice. Average price: $1,059,377 down 4.7% from last year. MLS® HPI

Hi All GTA Market Update – July 2025 Snapshot Sales Activity: 6,100 homes sold—up 10.9% year-over-year New Listings: 17,613 entered—up...